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2026 New York Life annuity review: highest financial-strength ratings (A++ AM Best), full product lineup — SPIAs, DIAs, fixed and index annuities — pros, cons, and who each fits.
2026 MassMutual annuity review: A++ AM Best financial strength, full product lineup (fixed, immediate income, deferred income, fixed index), pros, cons, and who fits.
Our 2026 Prudential annuity review covers the company's A+ financial-strength rating, full product range (fixed indexed, index-linked, variable income, and income annuities), pros and cons, fees and riders, and who each annuity fits best.
Our 2026 Lincoln Financial annuity review covers financial-strength ratings, the full product range (fixed, fixed indexed, variable, and income/RILA annuities), pros and cons, fees and riders, and who each annuity fits best.
A 2026 review of Nationwide annuities: financial-strength ratings, the full product range (fixed, indexed, variable, income), pros and cons, who they fit, and whether they're safe.
A 2026 review of American Equity annuities: financial-strength ratings, fixed indexed annuity structure, pros and cons, who they fit, and an honest answer to whether they are safe.
An in-depth 2026 review of Jackson National annuities — variable, RILA, fixed index, and fixed products, financial strength ratings, fees, and the pros and cons to weigh before buying.
Athene is one of the largest U.S. annuity carriers, rated A+ (Superior) by AM Best as of 2026 and backed by Apollo Global Management. This independent review rates and compares Athene's four main product lines — the Agility and Ascent Pro fixed index annuities, MaxRate MYGAs, and Amplify buffered annuity — on income rider quality, surrender schedules, fees, and financial strength, so some retirees can see how each may fit a retirement income plan.
Allianz Life holds an A+ AM Best rating and is one of the largest annuity carriers in the U.S. We independently reviewed all four Allianz annuity product lines — the 222 FIA, Index Advantage RILA, Benefit Control FIA, and MYGAs — rating each on income rider quality, surrender schedule, fees, and carrier strength.
The best fixed annuity rates in 2026: Nassau Life leads with 5-year rates around 5.55%, F&G offers the best balance of rate and A-rated strength, and Midland National is the top choice for A+ insurer quality. We ranked 6 MYGA providers by guaranteed rate, AM Best rating, surrender structure, and liquidity provisions.
Independent review of the F&G Guarantee Platinum 7 MYGA for 2026. Covers current rates, surrender charges, pros and cons, and who should consider this 7-year fixed annuity from Fidelity & Guaranty Life.
The Allianz Index Advantage is a buffered RILA offering 10-20% downside protection with capped upside. Our 2026 independent review covers how the buffer actually works, fee structure, pros and cons, and who this product is right for.
The Lincoln OptiBlend 10 is a fixed index annuity with a 10-year surrender period, 0% market floor, and optional guaranteed lifetime income rider. Our independent 2026 review covers rates, fees, surrender charges, who it's right for, and how it stacks up against competitors.
Independent review of the Nationwide New Heights 10 fixed index annuity — covers crediting strategies, income rider mechanics, surrender charges, fees, carrier ratings, and who this product is actually right for in 2026.
A detailed review of the American Equity AssetShield fixed index annuity for 2026: current rates, income rider mechanics, pros and cons, and who it is best suited for.
Jackson National Perspective II annuity review 2026: full fee breakdown, LifeGuard Freedom Flex rider mechanics, surrender charges, and who this product is actually right for.
Independent review of the Athene Agility 10 fixed index annuity — covers crediting strategies, income rider, surrender charges, fees, and Athene financial strength. Balanced pros and cons for retirees evaluating this product.
The Allianz 222 annuity offers a 22% income base bonus and lifetime income guarantees — but is it right for you? We break down the pros, cons, actual returns, rider fees, and how it compares to competing products in 2026.
A comprehensive guide to annuities for retirement income: how they work, all types explained (MYGA, FIA, SPIA, variable, DIA), full cost breakdown, and a framework for deciding whether an annuity belongs in your retirement plan.
MYGA annuities are paying 5.00–5.80% in 2026 — guaranteed, tax-deferred, and principal-protected. This guide explains how MYGAs work, how they compare to CDs, and who should consider one.
A Fixed Index Annuity (FIA) earns interest tied to a market index like the S&P 500 but guarantees your principal against losses. Learn how FIAs work, their participation rates, caps, floors, pros and cons, and who should consider buying one in 2026.
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